WEBSITE TERMS OF USE

This website is provided by Lightspeed Consulting

Your use of and access to this website (or any replacement, successor or mirror website, if any) are subject to the following Website Terms of Use (“these Terms”). You acknowledge that you have read and understand these Terms and agree to be bound these Terms with respect to your use of and access to this website, or any replacement, successor or mirror website.

If you do not wish to be bound by any or all of these Terms, you may not use or access this website.

Lightspeed Consulting reserves the right to modify, supplement, replace or otherwise change these Terms, in whole or in part, at any time and periodically. Such modifications, supplements, replacements or changes shall be effective immediately when posted on this website. You agree to be bound by any such modifications, supplements, replacements or changes if you use or access this website after Lightspeed Consulting has posted notice of such revised terms. You should regularly review these Terms to be sure that you are aware of, and are in compliance with, the most recent version.

Lightspeed Consulting reserves the right, in its sole and absolute discretion, to deny access to, or use of, this website, in whole or in part, to anyone for any reason at any time. Lightspeed Consulting reserves the right, in its sole and absolute discretion, to discontinue this website (or any replacement, successor or mirror website, if any) and to change or supplement these Terms at any time and from time to time, without notice to you or your consent.

Use of Website

This website is intended for use by persons who are at least 18 years old, for personal and non-commercial use and for legal and legitimate purposes only. Without limiting the generality of the foregoing, you may not use or access this website to directly or indirectly:

  • In violation of, or in to violate, any federal, state, local, foreign or international law, regulation or other governmental requirement.
  • Misappropriate the funds, property or data of any person.
  • Violate the copyrights, trademarks, trade secrets, patents or other property rights of any person, including, but not limited to, by downloading, reproducing, using or distributing any music or other audio files, video, photographs, or other visual material or any article, publication or other content without the permission of the owner.
  • Use any of the corporate or business names, logos or trade or service names or marks of Lightspeed Consulting or any of its affiliates, licensors, contractors or suppliers without the specific and express authorization to do so by a written with Lightspeed Consulting or the owner of such name, logo or mark.
  • Defraud, slander or defame any person.
  • Violate any person’s privacy rights or use any person’s name, image or likeness in violation of that person’s so-called “publicity rights” or other legally protected rights.
  • Threaten, harass or intimidate any person or create any nuisance.
  • Violate any other legal rights of any person.
  • Transmit, receive or store child pornography or any other illegal material.
  • Intentionally spread any computer virus or other harmful software or programming.
  • Conduct or participate in illegal gambling or lotteries.
  • Run a “pyramid” scheme, commit other fraud or engage in other acts of deceptive acts or practices.
  • Engage in theft or unauthorized use of funds, property or credit card or other personal information.
  • Gain or attempt to gain access to or use any person’s network, system, computer, services, servers, resources, software or data without knowledge and consent of Lightspeed Consulting or such other person (as the case may be). Examples of prohibited activities include, but are not limited to, hacking, cracking into, monitoring or using networks, systems or Internet resources without authorization or accessing or using data not intended for you.
  • Use or attempt to use this website in any manner that could damage, disable, overburden, impair or otherwise harm the services, data, servers, systems, network, software or resources of Lightspeed Consulting or other person.
  • Use, make available or distribute tools designed for compromising security, such as password guessing programs, cracking tools, packet sniffers or network probing tools.
  • Access, download, store, post or disseminate offensive or seditious materials, including, without limitation, obscene, pornographic, indecent or hateful materials or materials constituting or encouraging conduct that violates any law, regulation or order.
  • Send mass (spam) or other duplicative unsolicited e-mail messages or advertisements (commercial or other), including without limitation, offers of products or services, investment opportunities, charity requests, petition for signatures, chain-mail or other solicitations. Conduct which directly or indirectly encourages, permits or relies on spamming or other duplicative unsolicited e-mail, including without limitation, providing spam “support services” such as e-mail dropboxes or sales of spamware.
  • Restrict, inhibit or otherwise interfere with the ability of any other person to access, use or enjoy this website.
  • Intentionally release any virus, worm or other harmful programming or item.
  • Engage in any form of “denial of service” attack, as from time to time is generally understood within the Internet service provider industry, including, without limitation, flooding of a network, overloading a service, attempting to “crash a host or “mailbombing” or engage in other abusive practices.
  • Mislead anyone as to your identity, including, without limitation, by pretending to be someone else, falsifying personal information or concealing your true identity.
  • Harvest or otherwise collect information about others, including without limitation, e-mail addresses.
  • Solicit, attempt or help any person to do any of the foregoing, whether or not successful.

You are solely responsible for any content or other materials that you publish, post or distribute on the Internet, including but not limited to, this website. By submitting, posting or otherwise transmitting or distributing content or other materials on or through this website, you represent and warrant that you are the owner of such content or material or that you otherwise have received authorization from the owner to do so. You acknowledge and agree that any content or material you post in publicly accessible areas of this website may be copied, republished or distributed by third parties.

If you complete any order, registration or similar form on this website, the information you provide must be true, accurate and complete.

You agree that you will not impersonate any person or entity or misrepresent your affiliation or relationship with any person or entity.

Lightspeed Consulting has no obligation to monitor or control postings, messages or transmissions made or accessed or received on this Website and expressly disclaims any responsibility for any offense or injury arising out of your or others’ access or dissemination of any content or material posted or transmitted. To the maximum extent permitted by applicable law, Lightspeed Consulting reserves the right, without notice to you, to monitor content, material and transmissions periodically on this website and to disclose any information it learns as a result to governmental authorities or other third parties.

To the maximum extent permitted by law, Lightspeed Consulting also reserves the right, without notice to you, to block, filter, remove, move or edit any postings that Lightspeed Consulting deems unacceptable, undesirable or offensive or otherwise with or without cause.

The fact that Lightspeed Consulting reserves the foregoing rights does mean that Lightspeed Consulting has, and Lightspeed Consulting disclaims, any control over or responsibility for or liability to you or any third party relating to your postings, messages, content, material, actions or omissions or those of any third party. The fact that Lightspeed Consulting reserves the foregoing rights does not create any obligation to any third party to exercise them with respect to you or to you to exercise them with respect to any third party, nor does any exercise of any such right in any one or more instances create any obligation to exercise them in similar or other instances.

You acknowledge and agree that Lightspeed Consulting may take any of the actions stated above without violating your rights and without incurring any liability to you as a result of any such action Lightspeed Consulting takes or its consequences.

Security

Users of this website are responsible for maintaining the basic security of their systems to prevent their unauthorized use or access by others. You agree that you are solely responsible for protecting the security of (i) any computer or device you use and any data stored or software installed on that computer or device and (ii) your identity, user names, passwords, credit card information or other information provided in connection with any use of this website.

You also agree that you are solely responsible for all activities that occur under your password or other credentials or account, and will keep your password(s) and other credentials and account information confidential. You agree to immediately notify us of any unauthorized use of your password or account or any other breach of security.

Software, email or other electronic messages or other content or material opened, downloaded or otherwise received through or by means of this website or linked websites may contain viruses or other harmful elements and you agree that it is your sole responsibility to take appropriate precautions to protect against damage to your computer, software, files and data. You agree that Lightspeed Consulting shall have no liability whatsoever for any damage to or loss or destruction of any software, files or data resulting from any virus, bomb, worm or other harmful item. We recommend that you obtain and use reliable commercially available antivirus software; however, Lightspeed Consulting does not warrant the effectiveness of any such software.

Copyright and Trademark Matters

The entire contents of this website are copyrighted under the United States copyright laws and may also be protected under the copyright laws of other jurisdictions and other United States and foreign laws. Lightspeed Consulting reserves all rights regarding this Website and its contents.

The name “Lightspeed Consulting” and the corporate, limited liability company or other names of Lightspeed Consulting affiliates are the property of Lightspeed Consulting and its affiliates, respectively. All other trademarks, service marks, logos and trade names appearing on this website are the property of their respective owners and may be protected by United States or foreign laws. No right or license to use any trademark, service mark, tradename or logo appearing on this website is granted, whether expressly, by estoppel, implication, usage or otherwise.

Users of this website are required to respect the intellectual property of others. Lightspeed Consulting, in its discretion, may disable use and/or terminate the accounts of users who infringe the intellectual property rights of others, who any third party alleges has infringed or is infringing any such rights or who we believe in good faith has infringed or is infringing any such rights. You agree to promptly provide information that Lightspeed Consulting reasonably requests related to any claim that your content or activities infringe the rights of any third party.

Except as may be expressly and specifically authorized by Lightspeed Consulting, you may not modify, copy, distribute or create derivative works based on this website or any of its content, in whole or in part.

Software

In connection with some or all of Lightspeed Consulting subscription-based services or otherwise, Lightspeed Consulting may periodically require or permit subscribers to any such service or users of this Website to download, install or use software, firmware or computer programs and related documentation or technical information that is (or is claimed as) the intellectual property of Lightspeed Consulting or one of its affiliates, licensors or suppliers (“Software”). Each such subscriber’s or user’s use of any such Software is governed by the terms of Lightspeed Consulting applicable customer, subscriber or user agreement and any additional terms or end-user license agreement with Lightspeed Consulting or third party who supplies such Software, or component of Software, that accompanies or is included with any Software or that may be specified by Lightspeed Consulting, as they be periodically modified or replaced ("Additional Terms"). An end-user may not download, install or use any such Software unless he or she agrees to be bound by the terms of such customer, subscriber or user agreement and the applicable Additional Terms, if any.

Linked Websites; Content of Third Parties

These Terms only govern your use of and access to this website and no other website. The fact that Lightspeed Consulting, through this website or its other websites, periodically provides link(s) to non-Lightspeed Consulting websites or offers, advertises or promotes the products or services of third parties does not mean that Lightspeed Consulting endorses or accepts responsibility for the content or use of such website or such products or services or assumes any liability for the acts or omissions of any such third party. The provision of such links, offers, advertisements or promotions are for your convenience only and you access them at your own risk. Lightspeed Consulting may, at its sole discretion, at any time discontinue the provision of any such link, offer, advertisement or promotion, without notice to you and without any liability to you.

Without limiting the generality of the foregoing, your correspondence or business dealings with, or participation in promotions or offers of, advertisers or other third parties found on or through this website, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser or third party. You agree that Lightspeed Consulting shall not be responsible or liable for any claim, loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers or third parties on this website.

You assume all risk of accessing content on or through this website. Lightspeed Consulting does not assume any responsibility for the content of any third party contained on or accessible through this website or for removing or preventing access to any harmful, inaccurate, unlawful or objectionable content originating with or provided by any third party, and Lightspeed Consulting disclaims any liability for any claims relating to such content or any failure to remove or prevent access to any such content. Questions or complaints about such content should be addressed to the content provider.

DISCLAIMER OF WARRANTIES

UNLESS OTHERWISE EXPRESSLY AGREED BY LIGHTSPEED CONSULTING IN WRITING, THIS WEBSITE, ITS CONTENTS AND ALL SOFTWARE OR OTHER MATERIALS POSTED ON OR OBTAINED THROUGH THIS WEBSITE ARE PROVIDED "AS IS." USE OF AND ACCESS TO THIS WEBSITE, ITS CONTENT AND SUCH MATERIALS ARE AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, LIGHTSPEED CONSULTING AND ITS AFFILIATES, AGENTS, LICENSORS, CONTRACTORS, SUBCONTRACTORS AND SUPPLIERS, AND THE RESPECTIVE AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES OF EACH OF THE FOREGOING (“LIGHTSPEED CONSULTING PARTIES”) DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES:

  • OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE,
  • AS TO LACK OF VIRUSES OR OTHER HARMFUL EVENTS OR COMPONENTS,
  • AS TO ACCURACY, CORRECTNESS, RELIABILITY, COMPLETENESS OR SECURITY OF DATA, INFORMATION, RESPONSES OR RESULTS,
  • OF TITLE OR NON-INFRINGEMENT,
  • OF ADEQUACY OR SUITABILITY OF THIS WEBSITE TO MEET YOUR OR ANY PERSON’S NEEDS OR DESIRED EFFECTS,
  • THAT THE WEBSITE, CONTENT, MATERIALS OR ANY RELATED EQUIPMENT, FUNCTIONS, SOFTWARE, PROGRAMMING OR OTHER ITEM, SYSTEM, NETWORK, SERVER (S) OR RESOURCE WILL BE ERROR FREE, AVAILABLE, FUNCTIONAL, OR IN AN UNINTERRUPTED FASHION, OR THAT ANY ERRORS OR DEFECTS WILL BE CORRECTED,
  • THAT ANY COMMUNICATION, DATA, FILE SENT BY OR SOUGHT TO BE ACCESSED BY YOU OR ANY OTHER PERSON WILL BE TRANSMITTED OR RECEIVED SUCCESSFULLY, AT ANY PARTICULAR SPEED, WITHIN ANY PERIOD OF TIME, WITHOUT INTERRUPTION OR IN UNCORRUPTED FORM, IMPLIED OR RESULTING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

EXCLUSIONS AND LIMITATIONS OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NONE OF THE LIGHTSPEED CONSULTING PARTIES ARE RESPONSIBLE OR LIABLE TO YOU OR ANY PERSON OR ENTITY FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, RELIANCE, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES OR FOR ANY OTHER DAMAGES (HOWEVER DENOMINATED) FOR OR BASED ON OR MEASURED BY HARM TO BUSINESS, LOST REVENUES, LOST SAVINGS, LOSS OF OR ON ANY INVESTMENT, LOST PROFITS, LOSS OF OPPORTUNITY, LOSS OF USE, LOSS OF DATA, LOSS OF GOODWILL, COSTS OF REPLACEMENT GOODS OR SERVICES OR OTHER INDIRECT OR CONSEQUENTIAL LOSS, HARM OR DAMAGES.

THE FOREGOING EXCLUSION SHALL SURVIVE THE UNENFORCEABILITY OR OTHER FAILURE OF ANY PROVISION OF THESE TERMS THAT PURPORTS TO EXCLUDE OR LIMIT LIABILITY.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NONE OF THE LIGHTSPEED CONSULTING PARTIES ARE RESPONSIBLE OR LIABLE TO YOU OR ANY PERSON OR ENTITY FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, RELIANCE, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES OR FOR ANY OTHER DAMAGES (HOWEVER DENOMINATED) THAT DIRECTLY OR INDIRECTLY RESULT FROM OR ARISE OUT OF:

  • ANY ALLEGATION, CLAIM SUIT OR OTHER PROCEEDING BASED ON A CONTENTION THAT USE OF THIS WEBSITE OR OTHER LIGHTSPEED CONSULTING WEBSITE BY YOU OR ANY THIRD PARTY INFRINGES THE COPYRIGHT, PATENT, TRADEMARK, TRADE SECRET, CONFIDENTIALITY, PRIVACY, OR OTHER INTELLECTUAL PROPERTY RIGHTS OR CONTRACTUAL RIGHTS OF ANY PERSON,
  • THE PRESENCE, INTRODUCTION OR EFFECTS OR CONSEQUENCES OF ANY VIRUS OR OTHER HARMFUL EVENT OR COMPONENT,
  • ANY PERSON’S ACCESS TO OR USE, MISUSE, THEFT OR DISCLOSURE OF THE COMPUTER, OTHER EQUIPMENT, DATA, FILES OR OTHER INFORMATION OF ANY PERSON,
  • ANY WEBSITE, CONTENT, MATERIAL, ACTS OR OMISSIONS OF ANY PERSON (OTHER THAN THOSE OF THE LIGHTSPEED CONSULTING PARTIES),
  • ERRORS OR DEFECTS IN OR DESTRUCTION OR DAMAGE TO ANY EQUIPMENT, SOFTWARE, CONTENT OR OTHER ITEMS USED IN CONNECTION WITH THIS WEBSITE,
  • THE COMPUTERS, EQUIPMENT OR SOFTWARE THAT YOU SELECT AND USE TO ACCESS THIS WEBSITE,
  • INTERRUPTIONS, DELETIONS, DEFECTS, ERRORS, DELAYS OR OTHER MISTAKES RELATED TO YOUR USE OR MISUSE OF THIS WEBSITE,
  • THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO OR ALTERATION OF PERSONAL RECORDS,
  • RELIANCE ON OR USE OF THIS WEBSITE OR DATA, INFORMATION, OPINIONS OR OTHER MATERIALS APPEARING ON THIS WEBSITE,
  • ANY MATTER, ACTION RESULT CONSEQUENCE OR OTHER THING THAT ANY PROVISION OF THESE TERMS STATES IS YOUR RESPONSIBILITY OR RISK OR STATES THAT SOMETHING FOR WHICH LIGHTSPEED CONSULTING IS NOT RESPONSIBLE OR LIABLE OR DOES NOT HAVE AN OBLIGATION, OR
  • ANY OTHER MATTER, ACTION, RESULT, CONSEQUENCE OR OTHER THING.

THE FOREGOING EXCLUSION SHALL SURVIVE THE UNENFORCEABILITY OR OTHER FAILURE OF ANY PROVISION OF THESE TERMS THAT PURPORTS TO EXCLUDE OR LIMIT LIABILITY.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH STATES, LIGHTSPEED CONSULTING LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

Each of the disclaimers of and limitations on liability or damages contained in these Terms shall independently apply regardless of (i) the form of action (including any action in contract or based on warranty, negligence, tort, strict liability, statute or otherwise) or (ii) whether a person was informed or aware of, or otherwise could have an

Claims Must Be Asserted Within One Year After They Arise

To the maximum extent permitted by applicable law, you agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this website, these Terms, any Additional Terms or our privacy policy for this website must be filed within one year after such claim or cause of action arose or be forever barred.

Your Indemnification Obligations

You agree to indemnify, defend and hold harmless, each of the Lightspeed Consulting Parties and any third-party information providers to this website from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these Terms. Lightspeed Consulting reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Lightspeed Consulting in asserting any available defenses.

Jurisdictional Issues

These Terms shall be governed by, construed and enforced in accordance with the laws of the State of California, as it is applied to agreements entered into and to be performed entirely within such State. Any action you, any third party or Lightspeed Consulting brings to enforce these Terms or, in connection with, any matters related to this website shall be brought only in either the state or Federal Courts located in Lake County, California, and you expressly consent to the jurisdiction of said courts.

You are entirely responsible to know your local regulations in regard to use, misuse or possession of any item that could be purchased from this website. If your local regulations outlaw the possession of any item that this website might sell, this means that YOU MAY NOT PURCHASE IT FROM THIS WEBSITE. The Lightspeed Consulting Parties will not stop you from making your purchase since it unreasonable to place the burden of the knowledge of the laws of all localities and municipalities upon one party.

Severability

If any provision of these Terms shall be unlawful, void, or for any reason unenforceable by a court with jurisdiction, the parties nevertheless agree that the court should endeavor to give effect to the intention of such provision, and the validity and enforceability of the other provisions of these Terms shall not be affected.

Entire Agreement

These Terms represent the entire agreement between the parties relating to the matters contained herein and may not be modified except in writing, signed Lightspeed Consulting.

You also may be subject to additional terms and conditions that may apply if you use any Software, content, products or services that Lightspeed Consulting or a third party makes available on or through this website.

The failure of Lightspeed Consulting to exercise or enforce any right or remedy or any provision of these Terms shall not constitute a waiver of such right, remedy or provision.

The section titles in these Terms are for convenience only and have no legal or contractual effect.

Information About “Safe Surfing” and Children’s Use of the Internet

The Internet is a tremendous resource that is used responsibly by millions of people every day. Unfortunately, it is sometimes abused. Information from the Federal Trade Commission about safely surfing the Web is available by clicking on the following link: ww.ftc.gov/bcp/conline/pubs/online/sitesee/index.html. For the Federal Trade Commission’s tips to parents about protecting their children’s online privacy, click here: www.ftc.gov/bcp/conline/edcams/kidzprivacy/adults.htm. While we are providing these links, we are not responsible for the content of the Commission’s publications and do not guarantee that the tips or suggestions made will be effective for the intended purposes.

Data Privacy

No personal information is collected by Lightspeed Consulting except as needed to bill for and deliver goods and services. All information collected becomes property of Lightspeed Consulting and will never be shared, leased, sold or rented to any third party under any circumstances. Data accidentally collected from underage persons is discarded.

Third Party Billing

Lightspeed Consulting uses PayPal.com to process credit cards and shall not be liable for any mistakes made by this Third Party Billing Service. Please familiarize yourself with PayPal's policies before ordering anything or submitting your credit card, debit card or account information for processing. Paypal is the preferred method for internet payments on hundreds of web sites.

Delivery Schedule We deliver your order as soon as practical. We will normally send your order to you in 1-2 business days unless there is a problem with your payment, in which case we will contact you to finalize the order.

Tax Charges Our business is operated from California. All orders which are to be shipped within California will automatically show sales tax in the total which is figured at 7.25%. If you are located outside of California and any sales taxes are applicable to your purchase, the tax amounts will be charged to you as a condition to shipment. All other orders are sales tax free.

Credit Card Security & Privacy Our servers protect your information, once received, with the use of advanced encryption and firewall technology. We take reasonable and industry-standard precautions to ensure that your personal information, including credit card data, is safe within our system. All credit card numbers are encrypted in communications when your order is placed using 128 bit encryption. They are only decrypted after they reach our server computer. They are not held in clear text on any web site. Moreover, all credit card transactions and order fulfillments are handled by reputable third-party banking and distribution institutions, who are under strict obligations to take precautions to maintain all personal information private. Rest assured, we will take reasonable, industry-standard steps to maintain security.

Cookies are used on our website. The cookies are used only to keep track of the contents of your shopping cart once you have selected an item and to track your use of our site. This enables us to check-out your orders and to track user viewing in order to better serve you and provide more helpful and beneficial services and product offerings. We do not extract any individual-specific information from your computer, unless you choose to voluntarily communicate the information to us.

For our marketing purposes, we may use your customer information, but not your credit card data, to compile statistical and cumulative and summary sales information. In every event, however, we will never include any specific personal identity information in any materials made available to any outside third parties.

Terms of Sale

Absolutely no refunds on any merchandise will be given, but we will gladly exchange your purchase for other merchandise, provided it is promptly returned in good condition with a copy of the sales receipt.

Return Policy

 We will always accept return of any of our products that are damaged in shipping within a 30 day period. We will also gladly accept the return of any of our products for any other reason within a 30 day period, so long as the returned products have not been used, altered, damaged, or changed in anyway whatsoever. Please note that we do not cover the cost of return shipping and you bear the risk of any damage or loss prior to our receipt of the returned item.

Our Shipping Addresses 

Items in packages larger than 3" x 3" x 12" should be shipped via United Parcel Service to:
3415 Patricks Point Drive # 1
Trinidad, CA 95570

All other packages or envelopes should be sent via the United States Postal Service to:
PO Box 167
Trinidad, CA 95570

       ©2006 Lightspeed Consulting